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What your policy actually covers, in plain language. Renters, car, home and business insurance explained without the sales pitch: what is included, what is excluded, what raises your premium, and what to do when you need to claim.
Mold from humidity, a slow leak or poor ventilation is almost never covered. Mold caused by a sudden covered event, like a burst pipe, usually is — up to a sub-limit. The cause decides everything.
Renters insurance covers your belongings, your liability, and somewhere to stay if the home becomes unlivable. It does not cover the building, your car, or most water damage. Here is the full picture.